As summer brings severe weather like tornadoes, hurricanes, and floods, it’s vital for property owners to ensure their insurance coverage is sufficient.
Why Review Insurance?
Natural Disasters: Tornadoes, hurricanes, and earthquakes can cause extensive damage. Confirm that your policy covers these risks to protect your property and minimize losses.
Coverage Limits: Regularly check that your policy limits are enough to handle potential damages. Rising property values and repair costs may necessitate adjustments.
Key Steps
Verify Coverage: Ensure your policy includes protection for specific risks like wind damage, flooding, or hurricanes.
Review Limits: Confirm limits align with potential damage costs. Adjust if necessary.
Understand Exclusions: Know what’s not covered and consider additional coverage if needed.
Keep Contacts Handy: Have your insurer’s contact information ready for quick claims processing.
Regularly reviewing and updating your insurance coverage ensures you’re prepared for summer’s severe weather, protecting your property, and managing potential risks.
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